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Bank of Baroda cuts home loan interest rate to 7.45%, offers zero processing fees for new borrowers

New Delhi, July 4 -- Public Sector lender Bank of Baroda has further reduced its home loan interest rates to 7.45% per annum. This is a reduction from the earlier 7.50%. The bank has also waived proce... Read More


Your credit score isn't final - Here's how to bounce back from a low rating

New Delhi, July 4 -- A sluggish or a weak credit score can prevent approval for personal loans or credit cards. This can easily force you to pay steep interest rates on relatively less flexible loan p... Read More


Should you take a personal loan via GPay? Pros, cons, and hidden charges explained

New Delhi, July 4 -- Google Pay now helps in connecting users with partner banks and financial institutions, providing personal loans from Rs.30,000 to up to Rs.12,00,000 with interest rates starting ... Read More


ITR filing FY 2024-25: Why Form 16 is your income tax superpower-if you use it right

New Delhi, July 3 -- As the tax season approaches, the average salaried employee finds themselves juggling with a plethora of documents, doubts and deadlines. Amid this maze of essential documents, Fo... Read More


Kotak Mahindra to discontinue Myntra credit card from July 10; users shifted to League card

New Delhi, July 3 -- The Kotak Mahindra Bank has announced that the Myntra Kotak Credit Card will be discontinued starting from July 10, 2025. All existing Myntra Kotak Credit Card users will then be ... Read More


RBI to fix credit report errors - here's how a big change will impact your credit score

New Delhi, July 3 -- In a major move to enhance credit score accuracy and minimise reporting discrepancies, the Reserve Bank of India (RBI) has proposed making a unique borrower identification number ... Read More


How to file ITR online without a CA? A step-by-step guide for FY 2024-25

New Delhi, July 2 -- Filing your Income Tax Return (ITR) digitally i.e., online is easier than ever. This has been made possible due to the artificial intelligence driven user friendly portals and ste... Read More


SBI credit card rules changing from July 15: What cardholders must know

New Delhi, July 2 -- Beginning July 15, 2025, SBI Card is introducing several key changes that will influence how credit card payments are calculated and the benefits provided by the same. If you are... Read More


Personal loan interest rates July 2025: Which bank is offering the lowest rate?

New Delhi, July 2 -- As of July 2025, leading banks in the country are providing competitive personal loan interest rates for salaried and self employed individuals. These loans can be used for weddin... Read More


Fintechs disburse 11 crore personal loans in FY25 amid growing defaults: Report

New Delhi, July 2 -- Fintech lenders disbursed nearly 10.9 crore personal loans worth Rs.1.06 lakh crore in FY2024-25, according to data by the Fintech Association for Consumer Empowerment (FACE), rep... Read More